This is a starter policy provided for completeness. Please have it reviewed and finalised by qualified legal counsel before relying on it.

1. Agreement

By accessing or using SAK Assets, you agree to these Terms of Service. If you do not agree, please do not use the platform.

2. The service

SAK Assets enables eligible users to purchase fractional shares of professionally managed real-estate properties and to receive proportional rental income and any change in share value.

3. Eligibility & accounts

You must be of legal age and complete identity verification (KYC) before purchasing shares. You are responsible for the security of your account credentials.

4. Investments & risk

All investments carry risk, including the possible loss of capital. Past performance is not indicative of future results. See our Risk Disclosure.

5. Fees

Applicable property-management and maintenance fees are deducted from gross rental income before distribution and are shown transparently in your dashboard.

6. Changes

We may update these terms from time to time. Continued use of the platform constitutes acceptance of the updated terms.

7. Contact

Questions about these terms? Contact us.